Home Improvement Lending

Looking to renovate your home, make repairs, or build an outdoor structure but have no equity in your home? Our FHA Title 1 Loan1 is a great option for you! Most projects and property types qualify!
 

What is an FHA Title 1 Loan1?

The FHA Title 1 Loan is specifically allocated toward home improvement projects. An FHA Title I Loan is a fixed rate loan of up to $25,000 for a single-family home, and up to $12,000 per unit2. All FHA Title I Loans are insured by the Federal Housing Association (FHA) and are backed by the U.S. Department of Housing and Urban Development (HUD). Title 1 loans do not require a down payment or any home equity.
 

 


 

Need More Funding?

The Project Specific Advantage Loan3 is designed to help you get more funding for your Outdoor Project. Whether you are building a pole barn, constructing a metal building, or adding a garage, this loan is right for you!
 

Project Specific Advantage Loan3

 
 
 



Ready to take the next step towards completing your home improvement projects? Apply online today or get in contact with a local expert with any questions! 

 

Contact Us Today

 

 

Looking for something different?

Stand Alone
Advantage Loan

Don’t qualify for the FHA Title 1 Loan? We offer the Stand Alone Advantage Loan, offering up to $50,000 for your home improvement project!
 

Advantage Loan

Need a larger project financed? Use the Advantage loan in Conjunction with the FHA Title 1 Loan to get up to $90,000 towards your home improvement project!
 













Contact a Local Lending Professional Today to Learn More! 

 
 
 
 
 
 
 
 
 
 
 
 
All Loans Subject to Credit Approval. 
1. New residential structures must have been completed and occupied for a minimum of 90 days.
2. $12,000 Per unit, up to 5 units for a multi-family home.
3. The Project Specific Advantage Loan must be used for outdoor structure type projects and must be used in conjunction with the Title 1 FHA Loan.