What is an FHA Title 1 Loan1?
The FHA Title 1 Loan is specifically allocated toward home improvement projects. An FHA Title I Loan is a fixed rate loan of up to $25,000 for a single-family home, and up to $12,000 per unit2. All FHA Title I Loans are insured by the Federal Housing Association (FHA) and are backed by the U.S. Department of Housing and Urban Development (HUD). Title 1 loans do not require a down payment or any home equity.

Need More Funding?
The Project Specific Advantage Loan3 is designed to help you get more funding for your Outdoor Project. Whether you are building a pole barn, constructing a metal building, or adding a garage, this loan is right for you!
Project Specific Advantage Loan3

Ready to take the next step towards completing your home improvement projects? Apply online today or get in contact with a local expert with any questions!
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Looking for something different?
Advantage Loan
Need a larger project financed? Use the Advantage loan in Conjunction with the FHA Title 1 Loan to get up to $90,000 towards your home improvement project!
Contact a Local Lending Professional Today to Learn More!
All Loans Subject to Credit Approval.
1. New residential structures must have been completed and occupied for a minimum of 90 days.
2. $12,000 Per unit, up to 5 units for a multi-family home.
3. The Project Specific Advantage Loan must be used for outdoor structure type projects and must be used in conjunction with the Title 1 FHA Loan.