Wealth growing visualized

Deposit Rates

Annual Percentage Yield (APY) effective 09/03/2025. Subject to Change without Notice.


















































Checking Accounts


Product

Rate

APY

Minimum to Earn APY
Premier Checking1 1.49%  1.50% N/A
Loyalty Checking2 0.99% 1.00% N/A
Free Checking 0.00%  0.00% N/A


Savings Accounts3

Product

Rate

APY

Minimum to Earn APY
Soaring Savings 3.68%  3.75% $25,000
Statement Savings


Tier 1 0.15%  0.15% $25
Tier 2 0.20%  0.20% $25,000
Tier 3 0.25%  0.25% $75,000


CD Accounts4

Product

Rate

APY

Minimum to Earn APY
3 Month 4.18%  4.25% $1,000
1 Year 1.98%  2.00% $1,000
2 Year 2.71% 2.75% $1,000
3 Year 2.96% 3.00% $1,000
4 Year 3.20% 3.25% $1,000
5 Year 3.44% 3.50% $1,000



IRA Accounts4

Product

Rate

APY

Minimum to Earn APY
1 Year 1.98%  2.00% $1,000
2 Year 2.71% 2.75% $1,000
3 Year 2.96% 3.00% $1,000
4 Year 3.20% 3.25% $1,000
5 Year 3.44% 3.50% $1,000
 
 
 

Online CD Accounts5

Product

Rate

APY

Minimum to Earn APY
Online 1 Year 1.98%  2.00% $1,000
Online 2 Year 2.71% 2.75% $1,000
Online 3 Year 2.96% 3.00% $1,000
Online 4 Year 3.20% 3.25% $1,000
Online 5 Year 3.44% 3.50% $1,000
 












1 If the daily balance in the account falls below $2,500 on any day of the month, a service charge of $15 will be imposed. Fees could reduce earnings. Account type is only available in-branch. 
2 In order to avoid a monthly service charge, a minimum of one electronic direct deposit must be made to this account each statement cycle. If no direct deposit is made, a $10.00 service charge will be imposed. Fees could reduce earnings. Account type is only available in-branch. 
3 Minimum daily balance is required during each monthly cycle period to earn interest. Fees could reduce earnings. Account type is only available in-branch. 
4 Minimum daily balance is required during each monthly cycle period to earn interest. Fees could reduce earnings. Penalty for early withdrawal. Account type is only available in-branch. 
5 Minimum daily balance is required during each monthly cycle period to earn interest. Fees could reduce earnings. Penalty for early withdrawal. Account type is only available online.