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CD Accounts

High Yield CD Accounts & Online CDs

At Shoreham Bank, we offer competitive CD (Certificate of Deposit) Accounts to help you achieve your financial goals. These accounts allow you to save money at a guaranteed
interest rate over a specified period of time. Visit one of our locations, or call us
today for details, (401) 732-1991.
 
 To open an account, visit one of our three locations near you!
 
 
Or open an Online CD Today!
 
 
 

Featured CD Accounts

3-Month CD

4.25%

APY1
4.18% Interest Rate
Minimum of $1000 to Earn APY
$1000 Minimum Opening Deposit
In-Person Opening Only




5-Year Online CD
3.50 %
APY3
3.44 % Interest Rate
Minimum of $1000 to Earn APY
$1000 Minimum Opening Deposit  
Online Opening Only




































 

In-Branch CDs1


Product

Rate

APY

Minimum to Earn APY
3 Month 4.18%  4.25% $1,000
1 Year 1.98%  2.00% $1,000
2 Year 2.71% 2.75% $1,000
3 Year 2.96% 3.00% $1,000
4 Year 3.20% 3.25% $1,000
5 Year 3.44% 3.50% $1,000
 

Online CDs2

Product

Rate

APY

Minimum to Earn APY
Online 1 Year 1.98%  2.00% $1,000
Online 2 Year 2.71% 2.75% $1,000
Online 3 Year 2.96% 3.00% $1,000
Online 4 Year 3.20% 3.25% $1,000
Online 5 Year 3.44% 3.50% $1,000

Our Online CD Accounts allow you to utilize our High Yield Rates from the comfort of your own home. For details about our Online CD Accounts, call us today at (401) 732-1991. Or open your next account online!

 












1. Annual Percentage Yield (APY) is effective as of 09/03/2025 and subject to change without notice. $1,000 minimum daily balance is required during each monthly cycle period to earn interest. Fees could reduce earnings. Penalty for early withdrawal. Account type is only available in-branch. 
2. Annual Percentage Yield (APY) is effective as of 09/03/2025 and subject to change without notice. $1,000 minimum daily balance is required during each monthly cycle period to earn interest. Fees could reduce earnings. Penalty for early withdrawal. Account type is only available online.