Man looking at a phone

Checking Accounts

Your Everyday Account

At Shoreham Bank, we have Checking Accounts that meet your financial needs. With features like Digital Payments, over 55,000 ATMs1 and Contactless Payment, our Checking Accounts are great for your everyday use. Visit a location, or call us today for details, (401) 732-1991.
 
Online account opening is not available at this time. To open an account, please visit one of our branches. To find a location near you click below.
 
Premier Checking
1.50%

APY2

1.49% Interest Rate
$2500 Balance Requirement
$2500 Minimum Opening Deposit

Loyalty Checking
1.00%

APY3

0.99% Interest Rate
$0.01 Balance Requirement
$0.01 Minimum Opening Deposit

Free Checking
0.00%

APY

No Service Charges
No Balance Requirements
$0.01 Minimum Opening Deposit


















































1 ATMs are a part of the Allpoint Network
2 Annual Percentage Yield (APY) Effective 10/2/24 and is subject to change without notice. If the daily balance in the account falls below $2,500 on any day of the month, a service charge of $15 will be imposed. 
3 Annual Percentage Yield (APY) Effective 10/2/24 and is subject to change without notice. In order to avoid a monthly service charge, a minimum of one electronic direct deposit must be made to this account each statement cycle. If no direct deposit is made, a $10.00 service charge will be imposed.