Michael Dutra

Michael is originally from Providence, Rhode Island. In the summer of 1994, he moved to upstate New York and attended Averill Park High School. After graduating in 1997, he enrolled at the University at Albany to pursue a Bachelor’s degree. During his junior year, Michael made the decision to pause his college education and enlist in the United States Marine Corps.

During his time in the Marines, Michael served as a Nuclear, Biological, Chemical Defense Specialist with the 2nd, 3rd, and 4th Marine Divisions. In 2004, he returned to school and attended Rhode Island College, where he completed his Bachelor’s degree in Psychology with honors in 2005.

Michael began his professional career in 2005 at Franchise Business Brokers Inc., later transitioning into the mortgage industry in 2007. As a Mortgage Advisor, he quickly developed a reputation for working tirelessly to help clients achieve success in their real estate goals. Surrounded by a network of talented and supportive colleagues, Michael is grateful for the experiences that have shaped his journey.

Today, as a member of the Shoreham Bank team, Michael is proud to serve Mortgage Bankers and their families. His career is rooted in helping others achieve homeownership and reach important financial milestones through refinancing—always with the ultimate goal of guiding clients toward long-term financial freedom through real estate.

What Michael values most in his work is the ability to be himself: a down-to-earth professional with the skills and dedication to help others while building lasting relationships.