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FHA Loans

Flexible Lending Solutions

An FHA Loan, insured by the Federal Housing Association, allows you the option to purchase a home with more flexible qualifying parameters such as credit score and down payment. FHA Loans are a great option for first time home buyers, those who have a low credit score, or someone looking to purchase a home with a small down payment.

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Why Choose a Shoreham Bank FHA Loan? 

            • Down payments as low as 3.5%
            • Credit Scores as low as 580 
FHA Loans are used for your primary residence purchase, including single, multifamily, and condominiums. Additional features of an FHA Loan include short to long term refinancing.


Get in touch with one of our experienced loan officers today to see if our FHA loans are right for you!


Subject to Credit Approval.