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Conventional Loans

What is a Conventional Loan?

A conventional fixed loan is a mortgage with a fixed rate which provides the stability of a set monthly payment. Our Conventional Loans offer a low down payment option and a fixed rate throughout the life of the loan. 

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Why Choose a Shoreham Bank Conventional Loan? 

            • Down payments as low as 3.0%
            • Credit Scores as low as 620
            • Terms 5-30 Years
            • Loans Up to $766,550 
Conventional Loans can be used to finance or refinance your primary residence, a vacation home, or an Investment property.

Get in touch with one of our experienced loan officers today to see if our conventional loans are right for you!


Subject to Credit Approval.