Help Your Customers Say Yes
Give your customers another way to finance their home improvement projects while helping you keep more projects moving forward. With Shoreham Bank’s contractor referral program, there are no referral fees, referrals are simple, and your customers can access financing without needing home equity. Simply refer your customer, and our lending team takes it from there.
How It Works
1. Talk About Financing
Let customers know financing options are available through Shoreham Bank when cost is a consideration.
2. Make the Referral
Connect interested customers with our home improvement lending team through our simple referral process.
3. We Take It from There
Our team works directly with the customer through the financing process while you stay focused on the project.
Our FHA Title 1 Loan provides up to $25,0001 for eligible improvements with no home equity required, while our Advantage Loan offers financing up to $90,0002 for larger projects. Whether it’s a roof replacement, kitchen remodel, or more extensive renovation, your customers have options and our lending team is here to help. As a nationwide FHA Title 1 lender, Shoreham Bank can help contractors connect customers with financing across the country.
Ready to Help More Customers Say Yes?
Fill out the form below and a member of our home improvement lending team will reach out to discuss our contractor referral program and answer your questions.
FAQ
Is there a cost to become a referral partner?
There are no fees charged to contractors for referrals.
Does my customer need equity in their home?
FHA Title 1 financing does not require home equity. Eligibility and credit requirements apply.
Do I handle the customer's financing application?
No. Once referred, Shoreham Bank's lending team works directly with the customer on the financing process.
What types of projects can be financed?
Title 1 financing can be used for eligible home improvements including roofing, HVAC, windows and doors, siding, kitchen remodels, bathroom remodels, and other qualified improvements.
All loans subject to credit approval.
1. New residential structures must have been completed and occupied for a minimum of 90 days.
2.The Advantage Loan can only be offered in conjunction with the FHA Title 1 Loan.