
About Eric Hellested
I am the Sr. Underwriter within the Commercial Lending Department at Shoreham Bank. Since joining the bank in 2023, I have earned recognition for my ability to structure complex transactions across a wide range of industries, with a particular focus on hospitality. I ensure every deal meets full compliance with SBA SOPs and USDA guidelines, while delivering creative solutions for challenging credit scenarios.
I am currently transitioning from the underwriting team to the loan origination team, where I’ll continue doing what I do best—building strong relationships and leveraging my expertise to identify creditworthy opportunities, mitigate risk, and guide deals from origination through funding with speed and precision. Known for combining strategic thinking with a hands-on approach, I work closely with clients and partners to see transactions through from start to finish.
Trusted by borrowers, brokers, and internal credit teams alike, I am valued for my responsiveness, creativity, and commitment to fostering small business growth and rural economic development through smart, sustainable lending practices. I take pride in making a real impact in the communities Shoreham Bank serves.
I earned my Bachelor of Science in Business Administration (Management), with a Minor in Economics from West Virginia University, and hold an ABA Certificate in Business and Commercial Lending (2024).


