Keys to Confidence Program

A First Time Homebuyer Program That Supports You Every Step of the Way

 
We understand that buying your first home today is challenging, which is why we created our Keys to Confidence program. Keys to Confidence is a first time homebuyer program designed to make home ownership affordable but also give first time homebuyers the tools, guidance, and support needed after closing. Get in touch with one of our experienced loan officers today to learn more about the program.  

Watch us on the Rhode Show!

As part of The Rhode Show’s Successful Living series, our SVP of Mortgage Origination, Kevin Roche, along with Danny Bullock, President of Dream Builders Financial Services, to introduce Shoreham Bank’s new Keys to Confidence program—designed to support first-time homebuyers every step of the way!

 
 

Keys to Confidence Highlights

$5,000 Grant for First Time Buyers
Providing financial assistance for the upfront costs that come with buying a home. 

18 Month Post Educational Program
Our program includes a booklet and in person classes covering home maintenance, budgeting, and more!









































Down Payment and Closing Costs Assistance

  • Use the $5,000 toward your down payment or closing costs. 
  • Designed to increase affordability and accessibility for new buyers.
 

Support That Continues After You Close

  • After closing, an educational booklet will be provided and the opportunity to attend in person classes will be offered. 
  • Topics covered include budgeting, home maintenance, local resources, and more!
 

Who Qualifies for this Program?

  • Promotion is limited to Rhode Island and Bristol County, MA. 
  • Must be a first-time homebuyer and meet required qualifications. 
  • Contact a Loan Officer to learn more.
 

 

Contact us to Learn More Today! 

 
 












Subject to credit approval. Promotion Limited to Rhode Island or Bristol County, MA. Must be a first time
home buyer and meet required qualifications. Program expires 8/31/2025